{"id":28769,"date":"2024-01-29T13:44:49","date_gmt":"2024-01-29T11:44:49","guid":{"rendered":"https:\/\/www.nord-vest.ro\/?p=28769"},"modified":"2024-01-29T16:35:20","modified_gmt":"2024-01-29T14:35:20","slug":"buletin-informativ-1-crowdfundmatch","status":"publish","type":"post","link":"https:\/\/newadrnv.regionordvest.ro\/en\/buletin-informativ-1-crowdfundmatch\/","title":{"rendered":"Buletin Informativ 1 Crowdfundmatch"},"content":{"rendered":"<section class=\"l-section wpb_row height_small\"><div class=\"l-section-h i-cf\"><div class=\"g-cols via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Bun venit la prima edi\u021bie a buletinului informativ Crowdfundmatch!<\/p>\n<h3><strong>DESPRE PROIECT<\/strong><\/h3>\n<p>Obiectivul general al proiectului CROWDFUNDMATCH este de a contribui la \u00eembun\u0103t\u0103\u021birea instrumentelor politicii de dezvoltare regional\u0103 prin promovarea combin\u0103rii resurselor private colectate \u00een campanii derulate prin platforme de crowdfunding cu Fondurile Structurale \u0219i de Investi\u021bii Europene (Fondurile ESI).<\/p>\n<p><strong>OBIECTIVE SPECIFICE<\/strong><\/p>\n<ul>\n<li>Transfer de cunoa\u0219tere \u00een domeniul politicilor publice \u0219i schimb de experien\u021b\u0103 pe baza modelelor de succes \u00een combinarea instrumentelor de crowdfunding cu Fondurile ESI<\/li>\n<li>Cre\u0219terea c uno\u0219tin\u021belor despre finan\u021barea participativ\u0103 \u0219i potrivirea fondurilor prin schimbul de practici bune existente \u0219i implementarea de proiecte pilot, cre\u00e2nd astfel noi practici eficiente<\/li>\n<li>\u00cembun\u0103t\u0103\u021birea gradului de alfabetizare digital\u0103 \u00een utilizarea platforme lor de crowdfunding la nivelul institu\u021biilor publice, organiza\u021biilor private \u0219i al indivizilor<\/li>\n<\/ul>\n<p><strong>ACTIVIT\u0102\u021aI CHEIE<\/strong><\/p>\n<ul>\n<li>\u00ceNFIIN\u021aAREA ECHIPELOR PARTENERILOR REGIONALI \u2013 echipa va sus\u021bine partenerul regional \u0219i va coopera pe durata proiectului cu scopul de a identifica, testa \u0219i evalua poten\u021bialul regional de a implementa finan\u021barea combinat\u0103.<\/li>\n<li>ANALIZA ASUPRA GRADULUI DE PREG\u0102TIRE A PIE\u021aEI DE FINAN\u021aARE PARTICIPATIV\u0102 \u2013 informa\u021bii despre nivelul de preg\u0103tire al pie\u021bei na\u021bionale \u0219i regionale pentru combinarea finan\u021b\u0103rii participative cu Fondurile ESI \u0219i schimbul de informa\u021bii \u00een cadrul regiunilor \u0219i \u00eentre regiuni.<\/li>\n<li>IDENTIFICAREA \u0218I CREAREA DE BUNE PRACTICI \u2013 fiecare regiune partener\u0103 va contribui la crearea \u0219i schimbul de cuno\u0219tin\u021be despre bunele practici regionale existente privind rolurile pe care autorit\u0103\u021bile de management le pot avea \u00een combinarea finan\u021b\u0103rilor.<\/li>\n<li>LEC\u021aII \u00ceNV\u0102\u021aATE \u2013 dup\u0103 activit\u0103\u021bile de testare \u0219i schimbul de experien\u021b\u0103, se vor elabora lec\u021biile \u00eenv\u0103\u021bate \u0219i studiile de caz pilot vor fi evaluate \u0219i revizuite transna\u021bional de exper\u021bi.<\/li>\n<li>METODOLOGIE COMUN\u0102 PRIVIND SCHEME DE COMBINARE A FINAN\u021a\u0102RILOR \u2013 proiectul va conduce la elaborarea unei metodologii comune, care va fi testat\u0103 pe baza a cinci proiecte pilot \u0219i prin mentoratul transna\u021bional individualizat \u00eentre regiunile partenere.<\/li>\n<li>\u00ceMBUN\u0102T\u0102\u021aIREA INSTRUMENTELOR DE POLITIC\u0102 PUBLIC\u0102 \u2013 regiunile partenere vor lucra la implementarea \u00eembun\u0103t\u0103\u021birilor \u0219i adapt\u0103rilor instrumentelor de politic\u0103 public\u0103 alese, prin recurgerea la combinarea finan\u021b\u0103rilor ca instrument\/criteriu suplimentar.<\/li>\n<li>PARTAJAREA TRANSNA\u021aIONAL\u0102 A EXPERIEN\u021aELOR DE POLITIC\u0102 PUBLIC\u0102 \u2013 \u00een cadrul a 7 evenimente transna\u021bionale \u0219i la finalul proiectului vor fi diseminate informa\u021bii, cuno\u0219tin\u021be \u0219i experien\u021be \u00eentre partenerii de proiect \u0219i stakeholderii regionali relevan\u021bi, care lucreaz\u0103 \u00een domeniul finan\u021b\u0103rii participative \u0219i managementul instrumentelor de politic\u0103 public\u0103.<\/li>\n<\/ul>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><strong>PROIECTUL \u00ceN CIFRE<\/strong><\/p>\n<\/div><\/div><div class=\"g-cols wpb_row us_custom_cd8ab1f5 via_grid cols_3 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-iconbox us_custom_74d9ae50 iconpos_top style_default color_custom align_center no_text\"><div class=\"w-iconbox-icon\" style=\"font-size:2rem;color:#37aa3d;\"><i class=\"fas fa-coins\"><\/i><\/div><div class=\"w-iconbox-meta\"><h4 class=\"w-iconbox-title\" style=\"font-size:16px;\">1,876,520 EURO budget<\/h4><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-iconbox us_custom_74d9ae50 iconpos_top style_default color_custom align_center no_text\"><div class=\"w-iconbox-icon\" style=\"font-size:2rem;color:#37aa3d;\"><i class=\"fas fa-calendar-check\"><\/i><\/div><div class=\"w-iconbox-meta\"><h4 class=\"w-iconbox-title\" style=\"font-size:16px;\">01 MAR 2023 &#8211; 31 MAY 2027<\/h4><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-iconbox us_custom_74d9ae50 iconpos_top style_default color_custom align_center no_text\"><div class=\"w-iconbox-icon\" style=\"font-size:2rem;color:#37aa3d;\"><i class=\"fas fa-handshake\"><\/i><\/div><div class=\"w-iconbox-meta\"><h4 class=\"w-iconbox-title\" style=\"font-size:16px;\">9 partners<\/h4><\/div><\/div><\/div><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><strong>PARTENERI \u00ceN CADRUL PROIECTULUI<\/strong><\/p>\n<ul>\n<li>Coordonator proiect: Regiunea Regiunea Marche, ITALIA<\/li>\n<li>Agen\u021bia de Agen\u021bia de Dezvoltare a Investi\u021biilor Publice, JSC, LITUANIA Dezvoltare a Investi\u021biilor Publice, JSC, LITUANIA<\/li>\n<li>Direc\u021bia General\u0103 \u00centreprinderi \u2013 Ministerul Regional pentru Economie, \u0218tiin\u021b\u0103 \u0219i Agenda Digital\u0103 \u2013 Guvernul Regional din Extremadura, SPANIA<\/li>\n<li>Agen\u021bia de Dezvoltare Regional\u0103 Nord-Vest, ROM\u00c2NIANIA<\/li>\n<li>Regiunea Macedonia Central\u0103, GRECIA<\/li>\n<li>Regiunea Pomerania de Vest, POLONIA<\/li>\n<li>Provincia Antwerp, BELGIA<\/li>\n<li>Agen\u021bia de Dezvoltare Regional\u0103 Regiunea Utrecht, OLANDA<\/li>\n<li>E-institute, Institut pentru Solu\u021bii Cuprinz\u0103toare de Dezvoltare, SLOVENIA<\/li>\n<\/ul>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3 style=\"text-align: justify;\"><strong>RAPORTUL PRIVIND PIE\u021aELE DE CROWDFUNDING \u00ceN REGIUNILE PRIVIND PIE\u021aELE DE CROWDFUNDING \u00ceN REGIUNILE PARTENERE<\/strong><\/h3>\n<p style=\"text-align: justify;\">Primul obiectiv al proiectului \u2013 schimbul de cuno\u0219tin\u021be cu privire la graradul de preg\u0103tire a pie\u021bei\u00a0 pentru combinarea finan\u021b\u0103rii participative \u0219i a fondurilor ESI \u00eentre regiunile partenere \u2013 a fost a fost bifat prin elaborarea de c\u0103tre fiecare partener a unei analize de preg\u0103tire a pie\u021bei \u0219i integrarea acestora \u00eentr-un raport comun.<\/p>\n<p style=\"text-align: justify;\">Concluzia principal\u0103 rezultat\u0103 \u00een urma analizei efectuate,lu\u00e2nd \u00een calcul criteriul privind nivelul de preg\u0103tire, a fost c\u0103 \u021b\u0103rile partenere pot fi grupate \u00een trei categorii: \u021b\u0103ri avansate, care sunt bine pozi\u021bionate pentru a accelera utilizarea finan\u021b\u0103rii participative, \u021b\u0103ri moderat preg\u0103tite \u0219i \u021b\u0103ri cu limit\u0103ri, unde oportunit\u0103\u021bile de a realiza acest tip de finan\u021bare au unele restric\u021bii pe termen scurt. Astfel, \u00een procesul de combinare a resurselor private, colectate \u00een campanii derulate prin platforme de crowdfunding, cu Fondurile ESI un impact major au at\u00e2t diver\u0219ii indicatori economici \u0219i financiari, precum \u0219i cadrul legislativ legislativ existent, de exemplu: nivelul de digitalizare, reglement\u0103rile \u0219i con\u0219tientizarea asupra finan\u021b\u0103rii alternative printre p\u0103r\u021bile interesate.<\/p>\n<p style=\"text-align: justify;\"><strong>Raportulul comun privind pie\u021bele de finan\u021bare prin crowdfunding \u00een regiunile partenere<\/strong>\u00a0are scopul de a oferi at\u00e2t informa\u021bii relevante specifice fiec\u0103rei regiuni, c\u00e2t \u0219i o imagine de ansamblu la nivelul regiunilor partenere. \u00cen prima parte a raportului comun, au fost investigate urm\u0103toarele date: indicatorii economici (PIB per capita, educa\u021bia financiar\u0103 a cet\u0103\u021benilor, serviciile financiare digitale utilizate de cet\u0103\u021beni) \u0219i datele referitoare la finan\u021barea participativ\u0103, serviciile financiare digitale utilizate de cet\u0103\u021beni) \u0219i datele referitoare la finan\u021barea participativ\u0103, care pot contribui la evaluarea preg\u0103tirii \u021b\u0103rilor \u00een procesul de combinare a resurselor private colectate \u00een campanii de crowdfunding cu fondurile ESI. Astfel, a fost elaborat\u0103 o prezentare general\u0103 care cuprinde toate \u021b\u0103rile partenere de proiect \u0219i le compar\u0103 \u00eentre ele, iar \u00een a doua parte a raportului comun sunt prezentate pie\u021bele de finan\u021bare participativ\u0103 la nivelul fiec\u0103rei \u021b\u0103ri din consor\u021biu. Prezentarea pentru fiecare \u021bar\u0103 include o prezentare general\u0103 a platformelor de finan\u021bare participativ\u0103 active, o prezentare a cadrului, o prezentare a cadrului legislativ na\u021bional \u0219i o analiz\u0103 PEST a dezvolt\u0103rii finan\u021b\u0103rii participative.<\/p>\n<p style=\"text-align: justify;\">Informa\u021biile despre pie\u021bele de crowdfunding de la nivelul fiec\u0103rui partener au fost \u00eemp\u0103rt\u0103\u0219ite la Utrecht \u00een cadrul primului nostru atelier transna\u021bional, din 4 octombrie 2023.<\/p>\n<\/div><\/div><div class=\"w-image align_center\"><div class=\"w-image-h\"><img loading=\"lazy\" decoding=\"async\" width=\"1385\" height=\"655\" src=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-1-1.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-1-1.png 1385w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-1-1-18x9.png 18w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-1-1-400x189.png 400w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-1-1-600x284.png 600w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-1-1-624x295.png 624w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-1-1-372x176.png 372w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-1-1-370x175.png 370w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-1-1-148x70.png 148w\" sizes=\"auto, (max-width: 1385px) 100vw, 1385px\" \/><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p style=\"text-align: justify;\">\u00cen cadrul acestui buletin informativ se reg\u0103sesc c\u00e2\u021biva indicatori ai partenerilor din proiect, care pot influen\u021ba capacitatea regiunilor de a combina crowdfunding-ul cu fondurile ESI:<\/p>\n<p style=\"padding-left: 80px;\"><a href=\"http:\/\/Su rsa: Eurobarometru 525. Monitorizarea nivelului de alfabetizare financiar\u0103 \u00een UE \u201d. Sondaj solicitat de Comisia European\u0103, Direc\u021bia General\u0103 Stabilitate Financiar\u0103, Servicii Financiare \u0219i Uniunea Pie\u021belor de Capital \u0219i coordonat de Direc\u021bia General \u0103 Comunicare. 2023. Disponibil la: https:\/\/europa.eu\/eurobarometer\/surveys\/detail\/2953.\">Scorul privind cuno\u0219tin\u021bele financiare de baz\u0103 se refer\u0103 la dou\u0103 aspecte<\/a>:<\/p>\n<p style=\"text-align: justify;\">(1) Scorul privind cuno\u0219tin\u021belele financiare (\u00eentre 0 \u0219i 5): este calculat ca num\u0103rul de r\u0103spunsuri corecte ale cet\u0103\u021benilor la cele cinci \u00eentreb\u0103ri financiare.<\/p>\n<p style=\"text-align: justify;\">(2) Scorul privind comportamentulul financiar (\u00eentre 0 \u0219i 3): este calculat ca num\u0103rul de comportamente abile din punct de vedere financiar legate de alegerea produselor, monitorizarea cheltuielilor \u0219i \u00eencercarea de a atinge obiectivele financiare de a atinge obiectivele financiare.<\/p>\n<p style=\"text-align: justify;\">Cuno\u0219tin\u021bele \u0219i comportamentul financiar primesc o pondere egal\u0103 \u00een scorul general de alfabetizare financiar\u0103. Scorul de comportament financiar a alfabetizare financiar\u0103. Scorul de comportament financiar a fost redimensionat pentru a avea o valoare maxim\u0103 de 5 pentru a ob\u021bine aceast\u0103 ponderare egal\u0103. Scorul general de alfabetizare financiar\u0103 este ob\u021binut ca sum\u0103 a celor dou\u0103 scoruri (redimensionate) \u0219i variaz\u0103 alfabetizare financiar\u0103 este ob\u021binut ca sum\u0103 a celor dou\u0103 scoruri (redimensionate) \u0219i variaz\u0103 de la 0 la 10.<\/p>\n<\/div><\/div><div class=\"w-image align_center\"><div class=\"w-image-h\"><img loading=\"lazy\" decoding=\"async\" width=\"1046\" height=\"573\" src=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-2.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-2.png 1046w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-2-18x10.png 18w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-2-400x219.png 400w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-2-600x329.png 600w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-2-624x342.png 624w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-2-372x204.png 372w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-2-370x203.png 370w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-2-128x70.png 128w\" sizes=\"auto, (max-width: 1046px) 100vw, 1046px\" \/><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\">\n<div class=\"wpb_wrapper\">\n<p style=\"text-align: justify;\">Analiza datelor arat\u0103 c\u0103 cel mai mare procent procent al indicatorului privind cuno\u0219tin\u021bele financiare de privind cuno\u0219tin\u021bele financiare de baz\u0103 a fost \u00eenregistrat \u00een r\u00e2ndul cet\u0103\u021benilor olandezi (28%), urma\u021bi de cet\u0103\u021benii belgieni (20%) \u0219i cet\u0103\u021benii italieni (18%).<\/p>\n<p style=\"padding-left: 40px;\"><a href=\"http:\/\/Su rsa: Eurobarometru 525. Monitorizarea nivelului de alfabetizare financiar\u0103 \u00een UE \u201d. Sondaj solicitat de Comisia European\u0103, Direc\u021bia General\u0103 Stabilitate Financiar\u0103, Servicii Financiare \u0219i Uniunea Pie\u021belor de Capital \u0219i coordonat de Direc\u021bia General \u0103 Comunicare. 2023. Disponibil la: https:\/\/europa.eu\/eurobarometer\/surveys\/detail\/2953.\">Cet\u0103\u021benilor care utilizeaz\u0103 servicii financiare digitale li s-a pus \u00eentrebarea: pus \u00eentrebarea: \u201eC\u00e2t de confortabil v\u0103 sim\u021bi\u021bi \u00een utilizarea serviciilor financiare digitale, cum ar fi serviciile serviciile bancare online sau pl\u0103\u021bile mobile?<\/a><\/p>\n<p>Figura urm\u0103toare arat\u0103 c\u0103 cel mai \u00eenalt procent de cet\u0103\u021beni care se simt \u201efoarte confortabil\u201d utiliz\u00e2nd servicii financiare digitale provine din Lituania (58%), urmat de cet\u0103\u021benii olandezi (52%) \u0219i cet\u0103\u021benii rom\u00e2ni (44%). \u00cen schimb, cel mai \u00eenalt procent de cet\u0103\u021beni care nolandezi (52%) \u0219i cet\u0103\u021benii rom\u00e2ni (44%). \u00cen schimb, cel mai \u00eenalt procent de cet\u0103\u021beni care nu se simt \u201edeloc confortabil\u201d utiliz\u00e2nd servicii financiare digitale provine din Grecia (20%). Deoarece crowdfunding-ul apar\u021bine unei categorii de instrumente financiare alternative digitale, obiceiurile cet\u0103\u021benilor \u00een ceea ce prive\u0219te utilizarea serviciilor financiare digitale sunt relevante \u0219i influen\u021beaz\u0103 gradul de\u00a0 preg\u0103tire la nivelul pie\u021bei privind utilizarearea crowdfunding-ului ca o alternativ\u0103 de investi\u021bii.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"w-image align_center\"><div class=\"w-image-h\"><img loading=\"lazy\" decoding=\"async\" width=\"1063\" height=\"544\" src=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-3.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-3.png 1063w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-3-18x9.png 18w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-3-400x205.png 400w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-3-600x307.png 600w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-3-624x319.png 624w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-3-372x190.png 372w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-3-370x189.png 370w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-3-137x70.png 137w\" sizes=\"auto, (max-width: 1063px) 100vw, 1063px\" \/><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p style=\"text-align: justify; padding-left: 80px;\">Volumul anual al fondurilor str\u00e2nse prin <a href=\"https:\/\/www.interregeurope.eu\/sites\/default\/files\/2024-01\/JOINT%20REPORT_Assessment%20of%20partners%20crowdfunding%20markets_final%20.pdf\">crowdfunding<\/a>.<\/p>\n<p style=\"text-align: justify;\">S-a \u00eencercat o evaluare a volumuluiui anual al fondurilor colectate prin crowdfunding \u00een r\u00e2ndul \u021b\u0103rilor partenere din proiect \u00eens\u0103 s-a ajuns la concluzia c\u0103 pentru majoritatea \u021b\u0103rilor, identificarea unei evalu\u0103ri corecte reprezint\u0103 o provocarere. Analiza surselor de date a ar\u0103tat c\u0103 informa\u021biile disponibile sunt destul de diferite, iar uneori nu este specificat ce modele de crowdfunding au fost incluse \u00een calculul volumului anual. O provocare suplimentar\u0103 crowdfunding au fost incluse \u00een calculul volumului anual. O provocare suplimentar\u0103 o reprezint\u0103 faptul c\u0103 unele \u021b\u0103ri partenere au oferit date din 2020, la nivelul acelor \u021b\u0103ri fiind ultimele date disponibile.<\/p>\n<\/div><\/div><div class=\"w-image align_center\"><div class=\"w-image-h\"><img loading=\"lazy\" decoding=\"async\" width=\"1043\" height=\"454\" src=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-4.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-4.png 1043w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-4-18x8.png 18w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-4-400x174.png 400w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-4-600x261.png 600w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-4-624x272.png 624w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-4-372x162.png 372w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-4-370x161.png 370w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-4-161x70.png 161w\" sizes=\"auto, (max-width: 1043px) 100vw, 1043px\" \/><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p style=\"text-align: justify;\">Din datele disponibile, putem concluziona c\u0103 \u021a\u0103rile de Jos, Spania \u0219i Italia au cel mai mare volum de fonduri colectate anual.<\/p>\n<p style=\"padding-left: 80px;\">Prezentarea general\u0103 a num\u0103rului \u0219i tipurilor de platforme de finan\u021bare <a href=\"https:\/\/www.interregeurope.eu\/sites\/default\/files\/2024-01\/JOINT%20REPORT_Assessment%20of%20partners%20crowdfunding%20markets_final%20.pdf\">colectiv\u0103<\/a><\/p>\n<p style=\"text-align: justify;\">Chiar dac\u0103 pia\u021ba de crowdfunding este foarte dinamic\u0103 \u0219i informa\u021biile despre platformele de crowdfunding active se schimb\u0103 \u00een mod regulat, s-a \u00eencercat o analiz\u0103 a acestora la nivelul na\u021bional al partenerilor din consor\u021biu. Num\u0103rul platformelor active este un indicator important al maturit\u0103\u021bii pie\u021bei de crowdfunding.<\/p>\n<\/div><\/div><div class=\"w-image align_center\"><div class=\"w-image-h\"><img loading=\"lazy\" decoding=\"async\" width=\"1038\" height=\"453\" src=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-5.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-5.png 1038w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-5-18x8.png 18w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-5-400x175.png 400w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-5-600x262.png 600w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-5-624x272.png 624w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-5-372x162.png 372w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-5-370x161.png 370w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-5-160x70.png 160w\" sizes=\"auto, (max-width: 1038px) 100vw, 1038px\" \/><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p style=\"text-align: justify;\">Platformele de finan\u021bare participativ\u0103 au fost clasificate \u00een patru categorii: platforme na\u021bionale f\u0103r\u0103 beneficii f\u0103r\u0103 beneficii financiare, platforme na\u021bionale cu beneficii financiare, platforme str\u0103ine f\u0103r\u0103 beneficii financiare \u0219i platforme str\u0103ine cu beneficii cu beneficii financiare.<\/p>\n<p style=\"text-align: justify;\">Analiza comparativ\u0103 dintre \u021b\u0103rile partenere arat\u0103 c\u0103 \u00een Spania exist\u0103 cel mai mare num\u0103r, at\u00e2t \u00een cazul platforme lor na\u021bionale de finan\u021bare participativ\u0103 f\u0103r\u0103 beneficii financiare (16) c\u00e2t \u0219i al platformelor na\u021bionale de finan\u021bare cu beneficii financiare (28). Cu toate acestea, Spania se claseaz\u0103 pe locul al treilea \u00een ceea ce prive\u0219te volumul de fonduri colectate per capita. Pe de alt\u0103 parte, Belgia, cea mai mic\u0103 \u021bar\u0103 din consor\u021biu, are cel mai mare num\u0103r de platforme str\u0103ine cu \u0219i f\u0103r\u0103 beneficii financiare.<\/p>\n<p style=\"text-align: justify;\">Mai multe informa\u021bii se g\u0103sesc \u00een raportul care poate fi consultat pe site-ul proiectului\u00a0<a href=\"https:\/\/www.interregeurope.eu\/sites\/default\/files\/2024-01\/JOINT%20REPORT_Assessment%20of%20partners%20crowdfunding%20markets_final%20.pdf\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2 style=\"text-align: justify;\"><strong>ACTIVIT\u0102\u021aI VIITOARE<\/strong><\/h2>\n<p style=\"padding-left: 80px;\"><strong>URM\u0102TOAREA \u00ceNT\u00c2LNIRE DE CONSOR\u021aIU DIN CADRUL PROIECTULUI \u0218I AL DOILEA ATELIER TRANSNA\u021aIONAL VOR AVEA LOC \u00ceN C\u00c1CERES, SPANIA<\/strong><\/p>\n<\/div><\/div><div class=\"g-cols wpb_row via_grid cols_1-2 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-image align_none\"><div class=\"w-image-h\"><img loading=\"lazy\" decoding=\"async\" width=\"810\" height=\"449\" src=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-6.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-6.png 810w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-6-18x10.png 18w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-6-400x222.png 400w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-6-600x333.png 600w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-6-624x346.png 624w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-6-372x206.png 372w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-6-370x205.png 370w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-6-126x70.png 126w\" sizes=\"auto, (max-width: 810px) 100vw, 810px\" \/><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p style=\"text-align: justify;\">\u00cen perioada 20 \u2013 21 martie 2024, partenerii din proiect \u0219i actorii regionali interesa\u021bi se vor \u00eent\u00e2lni \u00een Spania, unde se va discuta despre planificarea proiectelor pilot ale partenerilor din cadrul proiectului \u0219i se va face schimb de cuno\u0219tin\u021be \u0219i experien\u021be legate de bunele practici.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p style=\"padding-left: 80px;\"><strong>IDENTIFICAREA BUNELOR PRACTICI DE CROWDFUNDING<\/strong><\/p>\n<\/div><\/div><div class=\"g-cols wpb_row via_grid cols_1-2 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-image align_none\"><div class=\"w-image-h\"><img loading=\"lazy\" decoding=\"async\" width=\"551\" height=\"368\" src=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-7.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-7.png 551w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-7-18x12.png 18w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-7-400x267.png 400w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-7-372x248.png 372w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-7-337x225.png 337w, https:\/\/newadrnv.regionordvest.ro\/wp-content\/uploads\/2024\/01\/Poza-7-105x70.png 105w\" sizes=\"auto, (max-width: 551px) 100vw, 551px\" \/><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p style=\"text-align: justify;\">A doua activitate important\u0103 a proiectului este identificarea, colectarea \u0219i schimbul de bune practici de FUND-MATCHING, \u00een care autorit\u0103\u021bile de management pot juca diferite roluri \u00een integrarea crowdfunding-ului \u0219i a fondurilor ESI\/fondurilor publice.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><strong>CONTACT<\/strong><\/p>\n<\/div><\/div><div class=\"w-iconbox iconpos_left style_default color_primary align_left no_text\"><a href=\"https:\/\/www.interregeurope.eu\/crowdfundmatch\" class=\"w-iconbox-link\" aria-label=\"https:\/\/www.interregeurope.eu\/crowdfundmatch\"><div class=\"w-iconbox-icon\" style=\"font-size:2rem;\"><i class=\"fas fa-globe\"><\/i><\/div><\/a><div class=\"w-iconbox-meta\"><a href=\"https:\/\/www.interregeurope.eu\/crowdfundmatch\" class=\"w-iconbox-link\" aria-label=\"https:\/\/www.interregeurope.eu\/crowdfundmatch\"><h4 class=\"w-iconbox-title\">https:\/\/www.interregeurope.eu\/crowdfundmatch<\/h4><\/a><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"w-iconbox iconpos_left style_default color_primary align_left no_text\"><a href=\"https:\/\/www.linkedin.com\/company\/crowd-fund-match\/\" class=\"w-iconbox-link\" aria-label=\"https:\/\/www.linkedin.com\/company\/crowd-fund-match\/\"><div class=\"w-iconbox-icon\" style=\"font-size:2rem;\"><i class=\"fab fa-linkedin\"><\/i><\/div><\/a><div class=\"w-iconbox-meta\"><a href=\"https:\/\/www.linkedin.com\/company\/crowd-fund-match\/\" class=\"w-iconbox-link\" aria-label=\"https:\/\/www.linkedin.com\/company\/crowd-fund-match\/\"><h4 class=\"w-iconbox-title\">https:\/\/www.linkedin.com\/company\/crowd-fund-match\/<\/h4><\/a><\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"w-iconbox iconpos_left style_default color_primary align_left no_text\"><a href=\"https:\/\/www.facebook.com\/CROWDFUNDMATCH\" class=\"w-iconbox-link\" aria-label=\"https:\/\/www.facebook.com\/CROWDFUNDMATCH\"><div class=\"w-iconbox-icon\" style=\"font-size:2rem;\"><i class=\"fab fa-facebook\"><\/i><\/div><\/a><div class=\"w-iconbox-meta\"><a href=\"https:\/\/www.facebook.com\/CROWDFUNDMATCH\" class=\"w-iconbox-link\" aria-label=\"https:\/\/www.facebook.com\/CROWDFUNDMATCH\"><h4 class=\"w-iconbox-title\">https:\/\/www.facebook.com\/CROWDFUNDMATCH<\/h4><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/section>","protected":false},"excerpt":{"rendered":"Bun venit la prima edi\u021bie a buletinului informativ Crowdfundmatch! DESPRE PROIECT Obiectivul general al proiectului CROWDFUNDMATCH este de a contribui la \u00eembun\u0103t\u0103\u021birea instrumentelor politicii de dezvoltare regional\u0103 prin promovarea combin\u0103rii resurselor private colectate \u00een campanii derulate prin platforme de crowdfunding cu Fondurile Structurale \u0219i de Investi\u021bii Europene (Fondurile ESI). OBIECTIVE SPECIFICE Transfer de cunoa\u0219tere \u00een...","protected":false},"author":41,"featured_media":27099,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","beyondwords_generate_audio":"1","beyondwords_project_id":"21144","beyondwords_content_id":"cd9281fe-252b-4539-b400-343bfabfe600","beyondwords_preview_token":"","beyondwords_player_content":"","beyondwords_player_style":"standard","beyondwords_language_code":"","beyondwords_language_id":"","beyondwords_title_voice_id":"","beyondwords_body_voice_id":"","beyondwords_summary_voice_id":"","beyondwords_error_message":"","beyondwords_disabled":"","beyondwords_delete_content":"","beyondwords_podcast_id":"cd9281fe-252b-4539-b400-343bfabfe600","beyondwords_hash":"","publish_post_to_speechkit":"","speechkit_hash":"","speechkit_generate_audio":"","speechkit_project_id":"","speechkit_podcast_id":"","speechkit_error_message":"","speechkit_disabled":"","speechkit_access_key":"","speechkit_error":"","speechkit_info":"","speechkit_response":"","speechkit_retries":"","speechkit_status":"","speechkit_updated_at":"","_speechkit_link":"","_speechkit_text":""},"categories":[13,289,282],"tags":[],"class_list":["post-28769","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noutati","category-noutatiproiecte-proprii","category-noutatiproiecte-propriiproiecte-proprii-in-implementare"],"publishpress_future_action":{"enabled":false,"date":"2026-04-12 05:14:42","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/newadrnv.regionordvest.ro\/en\/wp-json\/wp\/v2\/posts\/28769","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newadrnv.regionordvest.ro\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newadrnv.regionordvest.ro\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newadrnv.regionordvest.ro\/en\/wp-json\/wp\/v2\/users\/41"}],"replies":[{"embeddable":true,"href":"https:\/\/newadrnv.regionordvest.ro\/en\/wp-json\/wp\/v2\/comments?post=28769"}],"version-history":[{"count":23,"href":"https:\/\/newadrnv.regionordvest.ro\/en\/wp-json\/wp\/v2\/posts\/28769\/revisions"}],"predecessor-version":[{"id":28789,"href":"https:\/\/newadrnv.regionordvest.ro\/en\/wp-json\/wp\/v2\/posts\/28769\/revisions\/28789"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newadrnv.regionordvest.ro\/en\/wp-json\/wp\/v2\/media\/27099"}],"wp:attachment":[{"href":"https:\/\/newadrnv.regionordvest.ro\/en\/wp-json\/wp\/v2\/media?parent=28769"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newadrnv.regionordvest.ro\/en\/wp-json\/wp\/v2\/categories?post=28769"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newadrnv.regionordvest.ro\/en\/wp-json\/wp\/v2\/tags?post=28769"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}